In 2025, rents continued to rise in many parts of the United States, with the average monthly rent exceeding $1,450, which put tremendous pressure on the working class, recent graduates and low-income families. It is not easy to find a suitable apartment. The high rent is especially heavy for low-income groups or those who rely on social security benefits. Many people are looking for a two-bedroom apartment nearby, hoping to have a spacious and budget-friendly living space. Nowadays, more and more platforms offer the option of applying for apartments online, allowing you to screen suitable listings without visiting in person. Whether it is an ordinary family or a group that needs additional support, you can now find a reasonably priced two-bedroom apartment, even including subsidy projects for specific groups, such as "two-bedroom apartments for social security assistance rental". With these initiatives, you can still legally find a rental for less than $500 per month.

1. These Cities Still Have Rentals Under $500—Tested and Confirmed

According to data from Zumper’s Rent Report and AffordableHousingOnline, many cities still offer rentals under $500 per month, especially for those open to living alone or with roommates:

✅ Most listings are for single-room units or independent rentals. If you opt for shared housing, splitting the rent for a two-bedroom unit can bring individual monthly costs down to around $300.

2. Recommended Platforms: These Websites Specialize in Low-Rent Listings

Low-budget renters don’t need to scroll endlessly. The following platforms are better suited for finding rentals under $500:

• ✅ Zillow Rentals – A mainstream U.S. platform with rent filters.
• ✅ AffordableHousingOnline – Covers Section 8 and government-subsidized housing for low-income individuals.
• ✅ Craigslist Local Sites – Updated separately for each city; mostly private landlords.
• ✅ RentCafe – Search for income-restricted housing.
• ✅ Facebook Marketplace – Rich in private sublets, short-term leases, and shared housing, ideal for local, temporary needs.

3. Want to Rent Faster? Remember These Three Tips

Prioritize "Government-Restricted" and "Income-Limited" Housing

Unlike market-rate listings, "income-restricted housing" is designed specifically for low-income individuals and families. Many cities reserve housing for those earning below a certain threshold, with rents far below market rates. For example, search for "low-income housing" or "income-based apartments" on RentCafe and AffordableHousingOnline to locate these listings.

Actively Apply for Subsidy Programs Like Section 8 and LIHTC

The Section 8 (Housing Choice Voucher) program, provided by HUD (U.S. Department of Housing and Urban Development), caps rent at 30% of monthly income once approved. Spots are limited, so apply early.

Connect with Local Community Resources

Many community organizations, churches, or veterans' affairs departments have unlisted housing information. For example, Catholic Charities offers low-income housing assistance in certain states, especially for seniors and those needing care.

4. Real-Life Success Stories: $480 for a Stable Studio

"found an income-restricted studio through RentCafe for just $480 a month, including water, heating, and trash. The place is old but well-located, and I was approved even with no credit score—moved in within a week."
— Anthony R., Pittsburgh, PA

"parents secured a Section 8 rental in Mobile. The original rent was $920, but now they only pay $270 monthly, with the rest covered by the government. It’s been a huge relief."
— Alicia M., Mobile, AL

5. Watch Out for These Scams—Avoid "Fake Cheap, Real Trouble"

• ❌ Craigslist listings demanding upfront payments – Almost always scams.

• ❌ Deposits significantly higher than rent – Be wary of illegal brokers.

• ❌ Verbal agreements without contracts – High risk.

• ❌ Listings in unsafe, remote, or high-crime areas – Always verify.

Final Thoughts: Don’t Give Up—Sub-$500 Rentals Are Still Possible

Finding a rental under $500 per month in the U.S. isn’t easy, but by leveraging rental platforms, filtering for income-based housing, applying for government aid, and tapping into local resources, you can still achieve the goal of "affordable, stable housing."